We require payment in full at the time the service is rendered. We accept cash, check and MasterCard, VISA and Discover credit cards. We also offer payment plans using our in-house financing program, CareCredit®. If you have dental insurance, it is our pleasure to assist you in maximizing your insurance benefits by filing your claims with your insurance company. It is important that you understand that as your dental care provider, our relationship is with you, not your insurance company. The range of benefits depends solely on what your employer wishes to purchase. We will give you an estimated payment amount which is to be paid on the day of service. Most carriers have an 80/20 plan, and that is how we estimate your payment. If a credit appears on your account once the carrier has paid the claim, a refund will be issued to you. Any difference owed by you will be due upon receipt of our statement. We can process either the refund or additional charge onto your debit/credit card automatically with your authorization.