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Financial and Insurance Information

Financial Policy

The ultimate goal of Children’s Dentistry is to provide quality care and be understanding of all our patient’s needs. We feel confident in our ability to provide you and your child valuable dental care that will exceed all your expectations. Our desire is to establish a long-lasting relationship with you and your child.

Our financial policy is

We require payment in full at the time the service is rendered. We accept cash, check and MasterCard, VISA and Discover credit cards. We also offer payment plans using our in-house financing program, CareCredit®. If you have dental insurance, it is our pleasure to assist you in maximizing your insurance benefits by filing your claims with your insurance company. It is important that you understand that as your dental care provider, our relationship is with you, not your insurance company. The range of benefits depends solely on what your employer wishes to purchase. We will give you an estimated payment amount which is to be paid on the day of service. Most carriers have an 80/20 plan, and that is how we estimate your payment. If a credit appears on your account once the carrier has paid the claim, a refund will be issued to you. Any difference owed by you will be due upon receipt of our statement. We can process either the refund or additional charge onto your debit/credit card automatically with your authorization.

If for any reason, we have not received your insurance carrier’s payment 60 days after the claim, the remaining balance will be due and payable by you.

The parent or guardian who brings the child to our office is responsible for payment in full. All statements will be sent to this individual. We will not bill a third party other than insurance companies.

If you have any concerns regarding the financial portion of any treatment plan, please discuss these issues with our financial coordinator before treatment starts. We will not alter our standard financial arrangements once treatment has been done.

Dental Financing

CareCredit®, the leader in patient/client financing, has helped more than 1 million patients/clients get the treatment or procedures they needed and wanted. With a comprehensive range of plan options, for treatment or procedure fees from $1 to over $25,000, we offer a plan and a low monthly payment to fit comfortably into almost every budget.

Click here for more information on CareCredit dental insurance.

Insurance Benefits

At Children’s Dentistry, we are always happy to help you navigate your dental insurance benefits. We will file your insurance claims as a courtesy.

Your dental benefits can be challenging to navigate, but our team can help you facilitate care through your insurance coverage for your family. We offer excellent children’s dental care. Our team of experts will be there to help you every step of the way.

Dental Coverage and Fees

Your coverage and plan will be unique based on your enrollment. All insurance companies offer an array of coverage options, and as with all insurance providers, your benefits will vary according to the details of your plan. Even though we may be contracted with a particular dental insurance company that does not necessarily mean that we are contracted with your particular plan under that insurance company.

We are contracted with certain plans under Delta Dental, Humana, Cigna, Ameritas, and United Concordia, but we will accept all insurance plans. Even though we may not be contracted with your particular insurance provider your policy may offer out of network benefits and may offer some coverage.

Our team can help you navigate your costs, including your insurance coverage for the care that your child needs at our office. Typically, your insurance plan will cover some of your preventative care costs, as well as some restorative costs. There are also particular services that insurance will not cover. The amount that your insurance will cover depends on the treatment needed, as well as your plan deductible and copay amounts.

We will help you understand your benefits and coverage to ensure you know the costs of any treatments in our office with your specific insurance coverage and plan!

Care At Children’s Dentistry

At Children’s Dentistry, our patients are our top priority. We are a leading provider of pediatric dental care in Westminster and the surrounding areas, and we understand the importance of dental health for your children.

At our office, we offer care for infants, toddlers, and children. Our care includes x-rays, tooth bonding, dental fillings, extractions, and cosmetic services. We are experienced in working with children of all ages, and we’re ready to make the experience comfortable and easy for your child! Call our office today if you have any questions about our services, or to get started with our team using your Delta Dental insurance plan!